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We’ll give you the short answer first: Yes, even if you weren’t at fault in a car accident, it’s still a good idea to get a lawyer on your side. Many people assume that, if someone else’s negligence causes a wreck, that person’s insurance will pay their bills and send them on their way. That’s how the system should work—but it rarely does. You do have the right to receive compensation for any damages caused by the at-fault party in an accident, but too often, that right is not granted without a struggle.
Our firm has been fighting for accident victims for the last 15 years. In that time, we’ve been able to help our clients recover $500 million in damages—but we’ve also seen those who didn’t retain attorneys receive paltry settlements that didn’t cover their costs. That shouldn’t be anyone’s reality after a car accident. Here’s what you can do if you don’t want to end up in that situation.
The Insurer Isn’t Here for You. We Are.
One of the roughest lessons anyone injured in a car accident has to learn is that insurers aren’t really there to help them. We, in good faith, pay our premiums for auto insurance (and health insurance, life insurance, renters’ or homeowners’ insurance, etc.) expecting the company we’ve entered a contract in to step up the moment we need help.
Unfortunately, it just doesn’t happen like that. The reason: Insurance agencies are for-profit companies. Getting clients to pay premiums increases their bottom line. Compensating accident victims does the opposite. Unfortunately, this has led insurance adjusters to use tactics like undervaluing your claim or trying to pin blame on you so they can get out of paying so much. At the end of the day, an insurance company’s best bet is to advocate for their client to be let off the hook. You need someone to advocate for you, too.
The Claims Process Can Be Complex, but We Know How It Works
If you’re lucky, you’ve never had to negotiate an insurance claim before and never will again. However, when you’re up against a professional who does nothing but handle accident claims all day, they have a clear advantage in negotiations. With our team on your side, you’ll have a practiced representative handling your case.
We know the tactics insurance adjusters use to try to decrease the amount they owe you, and we won’t fall for them. We’re also on high alert for obfuscation tactics these companies use to confuse and frustrate you into signing an unfair settlement agreement. We know how to bring a strong claim and fight back against unfair challenges. With that knowledge on your side, you’ll find it much easier to deal with insurance.
It’s Good to Be Prepared for the Possibility of Legal Action
Most insurers can be convinced to make a fair settlement before a case goes to trial. However, filing a lawsuit is sometimes a negotiation tactic we must use to show them we’re serious about getting you the compensation you deserve. When you tell an insurance adjuster to route all communications through your attorney, they’ll know you are serious about getting results. In some cases, this may lead to fair settlement offers earlier in the process. But, if it doesn’t, you can be secure in the knowledge that we’re ready to file a suit and fight for you.
Ask Our Car Accident Attorneys for Advice, 100% Free
The Law Office of Marshall Silberberg offers free, no-obligation consultations to anyone who was injured due to someone else’s negligence. We’re serious about helping accident victims find justice, and that starts with making sure they fully understand their legal rights and the obstacles they may face while making a claim. When you’re facing the physical and emotional hardships that car accidents can cause, it can be tempting to agree to an insurer’s settlement offer just because you need help. However, making a quick decision like this could leave money on the table—money you need to support your recovery.
We know insurance adjusters don’t make it easy to receive the compensation you need. Our attorneys can step in to guide negotiations, taking the burden off your shoulders. We are dedicated to helping people like you receive the help they need. Once we learn your story, our team will lay out exactly how we can help you.
Call our team at (949) 565-4281 or contact us online to schedule your free consultation. We can protect your right to compensation after a negligent driver causes an accident.